Impulse buy? Or ‘invest’ buy?

It’s been a while since I last update what’s happening in the life of Maryam Frida Osmond. Cheyyy… I did not even update my Honeymoon-ings! Ooppss! Fret not! Click here to see the videos!
Just last Friday we went to HDB Hub to select our BTO flat and paid Option Fee of S$2,000. Oh boy. That is the point of no return.
I can’t say we were exclusively “pressured” to get a flat, more like… a top-priority suggestion to apply since we were eligible for the MCP grant, NOT. We’ll get back to that in a while. Partly, too, we were psycho-ed to get a house for “investment” purposes, because few months back I had the notion that I’m going to live with my in-laws their whole life.

We applied Fengshan Greenville BTO on the last day of its Sales Launch. Our queue number was shitty. We then received a letter saying we may or may not get to select a flat, depending on the availability of flat and ethnic quota. Turned out, we were able to. Oh, ok. I think it’s completely natural for first-timers like us to be a little clueless and “blur” about the whole buying a house deal. So we went ahead to the flat selection appointment unprepared and very, VERY late. *heeeeeee*
The Married Child Priority scheme grant (up to S$30k) is only applicable for resale flats, within 2 km of parent (my in-laws at Blk 411). We, however, got first-timer grant of S$35k. Alhamdulillah. So the MCP scheme was only a means of having better queue number. Up to this day I don’t see sense because we ended having very bad corot-corot Q-number for the remaining low-floor units.
There’s a blessing to that impromptu application. I was unemployed at that time, so 4 months from now on the second appointment we only have to pay Staggered Downpayment of 5% of total cost (about S$35k incl. law fees). Masya Allah. Just enough from the FT grant amount. Hehe.
Now I want to get to the part where I keep on thinking about it day and night. It’s a house. I’m sure it’s something of a big deal, especially for those stay-at-home kind like me. I don’t mean to brag, nauzubillah, I’m being open here. We’re going to pay close to half a million (492k) for the next 30 years or more for that house (insya Allah)… which doesn’t even have a fantastic view! We’re at level 4, by the way. (I’ve lived at level 4 all my life! ergh~) Growing up, I’ve built the picture of my dream home; the kind that reside at level 10 and above. The kind with unobstructed view. The kind that is within walking distance to a mosque and away from a school (again, I’ve lived within few feet of a sec sch all my life). The kind where people won’t see us lazing around the house half naked (I like open air living, obviously. No closed windows please). ‘The kind’ will go on and on…
Recently I’m consumed with very commendable lectures by Mufti Ismail Musa Menk on the stories of the Prophets. I get a sense of high spiritually. I’ve been having deep thoughts about my religious beliefs and faith and my love for Allah, and where I’m heading towards. And it got me thinking that, subhanallah, Fengshan Greenville is just a temporary dwelling Allah swt lend us for the sake of having an independent shelter for my new growing family, so that we could prepare ourselves for a yet superbly indescribable house in Jannah Infinityville. Why do I fuss about what level/what view/what location so much? Astaghfirullah. May Allah swt grant us the love for ibadah (worshipping) more than realising dreams of the Dunya, insya Allah.
I end this post with beautiful views which Allah gave me the opportunity to witness it every day for 2 years. I miss this place.








This was my temporary home from 12/2011 - 2/2012 at Pantai Panorama. Another LOVELY, UNFORGETTABLE views (from the bedroom!) and experience (Dianaaa!!!).

This was the view from level 25 penthouse of the same condo.

This was a view from an acquaintance’s house at Ampang. Very dreamy~













